THIS IS WHY I DO WHAT I DO
If I were asked what single element of my recent real estate purchase was the most positive and useful, I would answer: Patricia Collins. Without exaggeration, Patricia made our dreams come true. She’s a Fairy Godmother, net-worker extraordinaire, and lovely human being - in mortgage broker form! She handled everything from strongly negotiating and obtaining an amazing (seriously, AMAZING) mortgage for our new home, was a solid and true-blue support, and patiently explained all the intricate in’s and out’s throughout the process. Patricia made procuring a mortgage fun, celebratory and interesting – with virtually no stress involved. Early on, it became abundantly evident we were in expert hands. Having someone work this tirelessly and effectively on our behalf made the whole endeavor flow with extremely appreciated ease and assurance. It was truly a pleasure to work with her and I count myself as miraculously gifted to have been recommended Patricia’s name by one of the best brains in Vancouver Real Estate. An added bonus has been all the professional contacts Patricia has connected us with. Every single referral she’s provided has been of the highest caliber in their field (from Notary to Contractors). From our experience, Patricia’s integrity, expertise and personality have our highest endorsement and an inexpressible depth of gratitude.
If you choose to work alongside Patricia Collins you can rest assured, you’ll be in top of the line care and service provision. When it came to the largest investment in our lives, this mattered and Patricia came through for us with more than flying colours. She won us Gold at the Mortgage Olympics!!!
Elaine C (Vancouver, B.C.)
We used the services of Patricia in an emergency situation at the end of last year. I am still flabbergasted by the top-notch service she provided us with: she is extremely up-to-date with the ever changing market she deals with, understood our needs and wants and how to accommodate us with the mortgage market at the time, took every chances she had to make certain we were properly treated and receiving what we asked for. Patricia has this natural flair with finances and is a very creative mortgage broker who will not hesitate to think outside of the box to make our deal and dreams come true and through. There is something to be said about a professional who doesn't have to be told that her daily lingo needs to be translated into an everyday layman's/laywoman's words. My experience with Patricia was so positive, it lead me to automatically refer her to any of my clients (I am a professional realtor in Vancouver) in search or need of a professional, experienced, patient and kind mortgage broker be it for their first purchase, the refinancing of their current mortgage or any other situation they might need her help with. She's a go-getter, a trustworthy professional and she knows how to demystify the mortgage world and make it fun and 'bearable" to deal with. Do not hesitate any longer, should you still be looking for the financing help to conclude your real estate transaction, Patricia is the one you need to add to your team. Thanks again Patricia, you made our dream possible.
Diane K (Vancouver, B.C.)
Patricia Collins is by far the best mortgage broker I’ve ever worked with. For the properties I’ve purchased or refinanced, she has worked tirelessly to find me the very best rate. Most recently, she helped me secure funds to build my dream lakefront home in Whistler. She diligently checked every banking institution to make sure I was getting the best deal available. Buying a home is stressful, but Patricia has an easy, professional calm about her, which, in turn, makes the process all the more pleasant. At every turn, she would reassure me and answer any questions I had throughout the process. And she’s never failed me! The care doesn’t stop once the papers are signed either—she still checks in with me to see how things are going on a regular basis.
I’ve recommended her to everyone I know and several other family members have also used Patricia. She just helped my son and his fiancé secure a perfect mortgage for their first home together.
Patricia is the quintessential mortgage broker extraordinaire!
Patty M (Vancouver, B.C.)
In all my years of real estate ventures and home purchases, I have never encountered a mortgage broker that worked harder on my behalf, or one that was more involved throughout the entire process.
Despite my experience as a homeowner, condominium owner, and income property investor - the money and time saved, coupled with the detail and insight that Patricia offered me, was second to none. My only regret is that I did not have a working relationship with her sooner.
In my recent dealings with Ms. Collins - a somewhat complicated matter, her performance was competent, meticulous, and professional, and I will be singing her praises from this day on.
Leo R (Toronto, ON)
Working with Patricia was an absolute delight. She went above and beyond by investigating discrepancies in our credit history and even going so far as contacting the credit bureaus on our behalf to clear those inconsistencies up. We also had a fairly complex financial history being self employed with mostly foreign income and Patricia communicated with us every step of the way to make sure all of the details were taken care of and to ensure we qualified for our dream home at an amazing rate.
Beyond all that, she truly cares about her clients and always has an amazing attitude.
Patricia is our mortgage broker for life.
Jason and Christa (Squamish, B.C.)
Thank you for doing such a terrific job securing financing for us. You got us an excellent rate. We truly believe without you we couldn't have purchased our new home.
You have great personality and showed excellent professionalism through your hard work, willingess to help, and sticking to your words.
We will definitely recommend your services to anyone looking for a mortgage. Thanks again!
B & M G (Coquitlam, B.C.)
Patricia takes customer service to a whole new level. She held my hand at EVERY step of the way taking the time to explain every scenario under the sun. She is extremely knowledgeable and honest - not to mention easy going. Finding the right person to trust made the mortgage process less scary and far more comfortable. I found her recommendations invaluable and was constantly impressed by her quick response time. She really works for the customer to get the best possible mortgage options. I have already recommended Patricia many times and will continue to do so!
S.S. (Vancouver, B.C.)
As first time homebuyers the whole idea of fixed rate vs. variable mortgages and banks vs. brokers were definitely new concepts and we felt completely lost. After a few simple Google searches on the subject I found Patricia Collins and the rest you could say is history. I met with her early in the home buying process and she answered every question I had (even the bad ones…). I had a unique situation as I am self-employed and Patricia assured me that I would qualify without too much hassle. We eventually put offers in on two places at separate times and Patricia secured separate rates from different lenders with ease. She worked extremely hard for us to get us the best rates and I get the feeling that she does the same for all of her clients. I would definitely recommend Patricia Collins to friends and family looking to buy a new home in the Vancouver area.
Thanks again Patricia!
Chris and Karly (Vancouver, B.C.)
Patricia goes above and beyond for her clients! Not only does she find the best deal to match to her client, she explores all the options, explains the differences, and answers any questions that come up. She works tirelessly for her clients to get them the best possible outcome. I wholeheartedly recommend Patricia as a fantastic mortgage broker. As an added bonus, she's friendly, approachable, and has a terrific sense of humour to top it all!
Meg M (Saskatoon, SK)
Patricia, thank you so much for all that you did for me in helping me secure a mortgage. As a first time buyer you were marvelous at talking me through the process, removing any fears I had and getting me the best rate on the market. I will be recommending you to my friends if they are looking to buy a house in the future. Thank you so much!
Karen M (Vancouver, B.C.)
I highly recommend Patricia's mortgage broker services. Working with Patricia I felt like a valued client throughout the entire process. Not only did Patricia negotiate an exceptionally competitive mortgage rate for me, but throughout the process I found Patricia to be extremely knowledgeable about the entire financing process as well as refreshingly down to earth.
Working with Patricia you get the perfect package of professionalism with a personal touch.
Johanna R (Vancouver, B.C.)
I recently used Patricia for my mortgage needs and she exceeded my expectations with her results, integrity, service and did so with a very professional and personable approach. As a long time customer of CIBC Bank (20 years), I was very pleased with making the switch and would highly recommend using her services.
Karl D. (New Westminster, B.C.)
My daughter and her partner recently purchased their first home. They found an incredible mortgage broker who made a very difficult process incredibly easy. The kids decided to move back home to Saskatchewan from Vancouver (yay!!!). Patricia waved her fairy wand and it was a done deal or at least that is how it seemed on our end. Patricia Collins worked tirelessly and cut through red tape, dealt with lawyers, produced a fantastic mortgage rate, all for a home two provinces away. Unfortunately I never got to meet with Patricia face to face, however we did have many interactions via telephone and internet. Her knowledge and professionalism has surpassed all other brokers and she was extremely friendly and efficient. She took the three of us through the entire process, answered all questions, assuaged our fears, and provided valuable advice. But, she goes beyond professional and efficient...she becomes a trusted friend. She has kept in contact making sure the kids are fine and checking on their satisfaction with their home and mortgage. She’s one of those people that make you, the buyer, secure in the knowledge that you have received the best mortgage and you actually end up enjoying the process!
Patty H, (SK)
What impressed me the most about Patricia was how she prepared me to deal with my own bank. She provided me with a list of questions to ask and what options I should be asking for given my finances. I figured as I was a customer of this institution for well over 20 years they would give me the best deal. Well supposedly they did. All Patricia asked for in return was their numbers and options and within an hour she beat them. I even went back to my bank with her numbers and they would not match the deal. There's no hard sell with Patricia. She simply does the best job for you, and carries herself in a friendly, professional manner She presents the best options, explains everything that is easily understood. Patricia also goes the extra mile in discussing future mortgage and payment plans based on your financial situation and goals. I have recommended her to my friends - and anyone else I know who is looking for a mortgage broker. If the thought of a new mortgage, or breaking your current mortgage for a better rate is on your mind, Patricia will ease any concerns you may have, and do the utmost to give you the best deal out there.
Mark S (Richmond, B.C.)
Patricia is absolutely amazing. This was my first time negotiating a mortgage and Patricia's easy going style and incredible knowledge made the process totally stress free. She answered all of my questions with a smile, made me feel like I was her only customer, and got me a great rate so I could buy the place I wanted. If you are looking for a mortgage call Patricia.
Bill S (North Vancouver, B.C.)
Patricia was a delight to work with. I had many questions involving the renewal of my mortgage, a line of credit and a second mortgage. Patricia took the time to help me review the pros and cons of my options and was always very prompt in responding. I won't hesitate to recommend Patricia for anyone looking for a mortgage.
Sheldon H (Vancouver, B.C.)
Patricia is a rock star!!! Plain and simple. Period!
I work as an incorporated entity in the film business, so it can be quite challenging to be approved for any kind of credit, let alone a mortgage!
Patricia expertly and patiently guided us through every hoop and dead end that we encountered, and believe me there were quite a few. There's no way we would have been approved without her help and diligent behind the scenes wizardry.
I can absolutely and positively recommend anyone in need of assistance acquiring a mortgage, no matter how challenging your situation, to let Patricia navigate the process.
She helped us get our first condo in Kits when it looked pretty dire for us to be approved, and then helped us upgrade to an awesome townhouse just 4 years later.
We couldn't be happier with the work that she's done for us. She was a pleasure and a joy every step of the way, and she even got us a better rate than she initially quoted us, on both transactions!
We're so grateful to her for helping us get to where we are today.
Five Star service all the way!
Eric and Elizabeth (Burnaby, B.C.)
From my first phone call to the day we closed on our new home Patricia was behind us all the way. She always kept us up to date no matter how many emails or questions I had, never making me feel I was anything other than a valued client. I'd highly recommend Patricia to anyone who may be needing a broker and would definitely work with her again should we have a need to. A+++ rating in my book!
Kelly M (Surrey, B.C.)
Patricia helped me find the most appropriate mortgage in a timely manner. She was so accommodating that I didn't have to set aside time from my work. For busy professionals like me, I definitely recommend Patricia's reliable and exceptional service.
Dr. Choi (North Vancouver, B.C.)
My first mortgage through Patricia was for my mother and it was a complicated process that required quite a bit of work on her end and she really went the extra mile to make sure it all came together. Currently in the process of another mortgage for myself with her now and really appreciate her taking the time to go through all the options available to me. I'm confident in her knowledge base and highly recommend her services.
Angela F (Vancouver, B.C.)
Thanks Patricia for such a kick a&@ mortgage rate! You rock!
M.N. (White Rock, B.C.)
You were fast, efficient, professional, friendly, we received help and got results from you immediately, you were a lifesaver or should I say home-saver!!! Wouldn't hesitate to recommend you to anyone else who finds themselves in a similar situation!!!
Bill L (New Westminster, B.C.)
After 20 years of dealing with banks handling my mortgages, I was fed up with waiting days for call backs and replies! Switching and having Patricia handle all my mortgage needs has made the process seamless! Customer service, prompt replies and the ability to manage the best deal for me.
I would highly recommend Patricia for any matters that involve refinances, new purchases, reno's and renewals.
Danny I (Vancouver, B.C.)
Patricia Collins is one of the best Mortgage Brokers I have had the pleasure of dealing with. Simply put, my experience was painless.
Patricia is highly professional, knowledgeable and was invaluable in securing favourable rates due to her strong relationships with various lenders.
She went the extra mile to run various amortization & interest rate scenarios on a highly complex mortgage. Her acute sense of my needs, coupled with her sharp intelligence made the entire decision making process more efficient and enjoyable.
I will continue to refer business to Patricia Collins.